The TrieveTech Team

Our story

The Company founders, initially set out to revolutionize utility customer retention through the development of a seamless, API-first, white-label bill management platform. By leveraging early integrations with leading fintech providers—including Plaid, Sila, Arcus, and others—the company rapidly gained traction in the market, offering a turnkey bill-pay solution that enabled utility and energy providers to deliver bank-grade, integrated payment experiences.

However, reliance on external API providers introduced significant fragility. Industry consolidations, strategic acquisitions, and partner changes (notably Arcus by Mastercard and shifts among data providers like Urjanet and Fiserv) exposed the vulnerabilities of a partner-dependent infrastructure. Recognizing this, the founders spearheaded strategic pivots—migrating critical payment rails toDwolla, establishing direct connections with Mastercard’s RPPS network, and transitioning to BillGO for bill aggregation. These measures built a resilient,scalable, and self-owned platform, reducing dependency on third-party providers and increasing control over core infrastructure.

A turning point occurred in 2024 when BillGO, after raising millions in venture funding and expanding its biller network to over 7,000 endpoints, decided to exit the third-party aggregation business. Seizing this opportunity, the founders negotiated to acquire BillGO’s established biller network—a rare asset in the industry—allowing them to own critical infrastructure outright.

This strategic move led to the spinout of Trieve Technologies, LLC in 2024, dedicated solely to owning, operating, and scaling the acquired platform. This transition from a fintech integrator to a platform owner aligns with broader industry trends, including consolidation of payments connectivity, real-time payment initiatives like FedNow and RTP, and the increasing value of owning the underlying "pipes" connecting financial data and payment flows. Trieve’s ownership of a proven, enterprise-grade biller network positions it for significant growth, competitive advantage and industry leadership.

Lessons Learned & Strategic Advantages:  
‍Ownership of Core IP: Guarantees independence and stability, reducing reliance on external providers.
‍Platform Economics Control: Enables better margins further amplified by owning transaction revenue streams.
‍Resilient Infrastructure: Adapting swiftly to industry shifts,     regulations, and emerging payment rails.
‍Proven Platform & Network: Years of development and operational experience underpin a scalable, enterprise-ready foundation. 

Conclusion:
What began as an innovative customer retention solution led by the founders has evolved into Trieve Technologies, a platform-owning, infrastructure-first enterprise positioned to capitalize on the accelerating changes in the payments and fintech sectors. With a mature network, proven technology and strategic industry positioning, Trieve Technologies, LLC is poised for scalable growth and sustainable value creation.